At PAYBACK, we believe loyalty is more than just points—it’s about creating rewarding connections. As India’s most comprehensive multi-brand loyalty program and a leader in performance-driven marketing, we empower both customers and brands to make every transaction more valuable.
Founded with the mission to revolutionize customer engagement, PAYBACK combines the power of data-driven insights with meaningful brand partnerships to create a seamless ecosystem where everyone wins. Whether you’re a customer collecting rewards or a brand unlocking deeper customer insights, PAYBACK delivers unmatched value at every touchpoint.
What We Do:
Multi-Brand Loyalty Program: One card. Endless rewards. Earn and redeem points across top retail, e-commerce, travel, and service brands.
Customer-Centric Marketing: We turn insights into action through targeted, measurable campaigns that boost customer retention and ROI.
Technology-Driven Innovation: With advanced analytics and marketing automation, we help brands personalize experiences and scale loyalty.
Why Choose PAYBACK:
Trusted by Millions of active customers across India
Partnered with Leading Brands across industries
Data-Backed Results that drive performance and growth
Join the PAYBACK ecosystem and experience a smarter way to connect, reward, and grow.
Payback is an authorized partner of Arihant Capital Markets Limited, a SEBI-registered stock broker and depository participant, and an Authorized Partner of CoinSwitch crypto exchange (operated by Bitcipher Labs LLP).
Arihant Capital's SEBI Registration Number: INZ000180939. Member Details: NSE: 07839; BSE: 313; NSDL DP ID: IN301983; CDSL DP ID: 43000; NCDEX: 01274; MCX: 56565; AMFI ARN: 15114 (Valid until 18/12/2025); SEBI Merchant Banking Reg. No.: MB INM000011070; SEBI Research Analyst Reg. No.: INH000002764 (BSE RA Enlistment No. 5168).
Payback Authorized Partner IDs:
• MCX: MCX/AP/171658
• NSE: AP0881015221
CoinSwitch Crypto Exchange:
• Legal Entity: Bitcipher Labs LLP (registered under FIU).
• Nodal Officer Contact for law enforcement/regulatory authorities: [nodaldesk@crypto.coinswitch.co](mailto:nodaldesk@crypto.coinswitch.co)
• Platform technology licensed from Bitkuber Investments Pvt. Ltd (CIN U65990KA2021PTC145060).
CoinSwitch Corporate registered Address:
Infinity, Electra Block, 1st Floor, Wing A Exora Business Park,
Prestige Tech Park II, Bellandur, Bengaluru – 560037, Karnataka, India.
Registered Address of Arihant Capital: 6, Lad Colony, Y.N. Road, Indore – 452003.
Corporate Office Address: #1011 Solitaire Corporate Park, Andheri Ghatkopar Link Road, Chakala, Andheri (E), Mumbai - 400093.
Crypto Disclaimer:
Crypto products are unregulated and highly risky, with no regulatory recourse for losses. Trading involves substantial risk and potential loss exceeding initial investments. Only risk capital should be utilized, and past performance does not guarantee future results.
Risk Disclosure: Investments in securities, commodities, and crypto markets carry significant risk; please read the risk disclosure document prescribed by SEBI and the 'Do’s and Don’ts' provided by NSE, BSE, NCDEX, and MCX carefully before investing.
Complaints & Grievances:
• Securities Broking related: [complaint@arihantcapital.com](mailto:complaint@arihantcapital.com)
• Depository Participant related: [depository@arihantcapital.com](mailto:depository@arihantcapital.com)
• SEBI SCORES Portal: [Click here to register complaints](https://scores.gov.in)
Attention Investors:
• KYC is a one-time exercise across all SEBI intermediaries.
• Keep mobile number/email updated with your stockbroker and depository participant.
• Verify transaction alerts from exchanges/depositories regularly.
• Perform independent analysis; avoid following unsolicited tips.
• Brokers or authorized persons are not permitted to offer guaranteed returns or capital protection.
Advisory for Derivatives:
• Derivative trading involves significant risk. 9 out of 10 traders incur losses, averaging ₹50,000.
• Transaction costs can significantly impact returns.
Issued in the interest of investors by Payback.